Adresse auf Anfrage

9430 St. Margrethen SG, St. Gallen

Living area

356 m²

Type

Commercial building

Price per m²

CHF 6’994/m²

On Alpine Market since

6 Oct 2026

Description

Diese vollständig kernsanierte und vollvermietete Wohn- und Geschäftsliegenschaft überzeugt mit ein…

Estimated monthly payment

CHF 5’212/month

10-year fixed · 1.89% per year

moneyland.ch Swiss Mortgage Index, average 10-year fixed rate, as of 6 Aug 2026

CHF 3’669/month

SARON · 0.96% per year

SNB SARON fixing (-0.04 percent, 2026-09-03) plus a published bank SARON margin of 1.00 percent via moneyland.ch, as of 6 Sep 2026

Assumes 20% down, a first mortgage up to 65% of the price with no amortisation, and the portion above 65% amortised over 15 years. Interest only, before tax.

Lender affordability test

CHF 12’450/month

Swiss lenders test a loan at an imputed 5% interest rate plus 1% of the price a year for upkeep, plus amortisation. This is the test figure, not what you would pay.

Adjust the assumptions

Purchase price (CHF)

Down payment (%)

Interest rate (% per year)

Monthly charges (CHF)

Condominium charges and other running costs, if you know them.

Amortise the second mortgage over 15 years

Your rate · 1.89% per year

CHF 5’212/month

Interest:: CHF 3’137/month
Amortisation:: CHF 2’075/month
Charges:: CHF 0/month
First mortgage:: CHF 1’618’500
Second mortgage:: CHF 373’500

An illustration, not an offer. Real rates depend on the lender, the property and your own situation. Nothing you enter here is saved.

Price history

6 Oct 2026CHF 2’490’000Initial price

Sale history

No recorded sale history shown yet. Swiss registers publish transfers by land parcel rather than by street address, so linking them to an individual property needs cadastral data we are still adding.

Market activity

Listed on immostreet
For sale
6 Oct 2026

Sources and confidence

Living areaObserved
356 m2
Source: SwissMarketplace Group (immostreet.ch)Observed: 6 Oct 2026Licence: publicly displayed marketplace data; collected within portal access terms; no bulk redistribution of raw records
70% confidence