Apartment

4704 Niederbipp, Bern

Rooms

3.5 rooms

Living area

75 m²

Floor

Year built

1992

Type

Apartment

Price per m²

CHF 5’600/m²

Listed

13 Jun 2025

Description

Appartement 3.5 pièces

Estimated monthly payment

CHF 879/month

10-year fixed · 1.89% per year

moneyland.ch Swiss Mortgage Index, average 10-year fixed rate, as of 6 Aug 2026

CHF 619/month

SARON · 0.96% per year

SNB SARON fixing (-0.04 percent, 2026-09-03) plus a published bank SARON margin of 1.00 percent via moneyland.ch, as of 6 Sep 2026

Assumes 20% down, a first mortgage up to 65% of the price with no amortisation, and the portion above 65% amortised over 15 years. Interest only, before tax.

Lender affordability test

CHF 2’100/month

Swiss lenders test a loan at an imputed 5% interest rate plus 1% of the price a year for upkeep, plus amortisation. This is the test figure, not what you would pay.

Adjust the assumptions

Purchase price (CHF)

Down payment (%)

Interest rate (% per year)

Monthly charges (CHF)

Condominium charges and other running costs, if you know them.

Amortise the second mortgage over 15 years

Your rate · 1.89% per year

CHF 879/month

Interest:: CHF 529/month
Amortisation:: CHF 350/month
Charges:: CHF 0/month
First mortgage:: CHF 273’000
Second mortgage:: CHF 63’000

An illustration, not an offer. Real rates depend on the lender, the property and your own situation. Nothing you enter here is saved.

Price history

11 Jul 2026CHF 420’000Initial price

Sale history

No recorded sale history shown yet. Swiss registers publish transfers by land parcel rather than by street address, so linking them to an individual property needs cadastral data we are still adding.

Market activity

Listed on immobilier
For sale
11 Jul 2026

Sources and confidence

No sourced facts recorded yet for this property. As official sources come online, every material fact here will show where it came from and how confident we are.