Apartment

7317 Valens, St. Gallen

Rooms

3.5 rooms

Living area

94 m²

Floor

Year built

1986

Type

Apartment

Price per m²

CHF 6’170/m²

Listed

11 Apr 2026

Description

Appartement 3.5 pièces

Estimated monthly payment

CHF 1’214/month

10-year fixed · 1.89% per year

moneyland.ch Swiss Mortgage Index, average 10-year fixed rate, as of 6 Aug 2026

CHF 855/month

SARON · 0.96% per year

SNB SARON fixing (-0.04 percent, 2026-09-03) plus a published bank SARON margin of 1.00 percent via moneyland.ch, as of 6 Sep 2026

Assumes 20% down, a first mortgage up to 65% of the price with no amortisation, and the portion above 65% amortised over 15 years. Interest only, before tax.

Lender affordability test

CHF 2’900/month

Swiss lenders test a loan at an imputed 5% interest rate plus 1% of the price a year for upkeep, plus amortisation. This is the test figure, not what you would pay.

Adjust the assumptions

Purchase price (CHF)

Down payment (%)

Interest rate (% per year)

Monthly charges (CHF)

Condominium charges and other running costs, if you know them.

Amortise the second mortgage over 15 years

Your rate · 1.89% per year

CHF 1’214/month

Interest:: CHF 731/month
Amortisation:: CHF 483/month
Charges:: CHF 0/month
First mortgage:: CHF 377’000
Second mortgage:: CHF 87’000

An illustration, not an offer. Real rates depend on the lender, the property and your own situation. Nothing you enter here is saved.

Price history

12 Jul 2026CHF 580’000Initial price

Sale history

No recorded sale history shown yet. Swiss registers publish transfers by land parcel rather than by street address, so linking them to an individual property needs cadastral data we are still adding.

Market activity

Listed on immobilier
For sale
12 Jul 2026

Sources and confidence

No sourced facts recorded yet for this property. As official sources come online, every material fact here will show where it came from and how confident we are.