Bernstrasse

3238 Gals, Bern

Rooms

4.5 rooms

Living area

125 m²

Type

Attic flat

Price per m²

CHF 7’840/m²

On Alpine Market since

10 Jul 2026

Description

Zu verkaufen : 4,5 Zimmerwohnung von 125 m² mit TerrasseFläche : 125 m²Zimmer : 4,…

Estimated monthly payment

CHF 2’051/month

10-year fixed · 1.89% per year

moneyland.ch Swiss Mortgage Index, average 10-year fixed rate, as of 6 Aug 2026

CHF 1’444/month

SARON · 0.96% per year

SNB SARON fixing (-0.04 percent, 2026-09-03) plus a published bank SARON margin of 1.00 percent via moneyland.ch, as of 6 Sep 2026

Assumes 20% down, a first mortgage up to 65% of the price with no amortisation, and the portion above 65% amortised over 15 years. Interest only, before tax.

Lender affordability test

CHF 4’900/month

Swiss lenders test a loan at an imputed 5% interest rate plus 1% of the price a year for upkeep, plus amortisation. This is the test figure, not what you would pay.

Adjust the assumptions

Purchase price (CHF)

Down payment (%)

Interest rate (% per year)

Monthly charges (CHF)

Condominium charges and other running costs, if you know them.

Amortise the second mortgage over 15 years

Your rate · 1.89% per year

CHF 2’051/month

Interest:: CHF 1’235/month
Amortisation:: CHF 817/month
Charges:: CHF 0/month
First mortgage:: CHF 637’000
Second mortgage:: CHF 147’000

An illustration, not an offer. Real rates depend on the lender, the property and your own situation. Nothing you enter here is saved.

Offers on this property

This address is advertised with 2 active offers. Each is listed as published; we do not merge them.

Price	Source	First seen	Last seen
CHF 980’000 Shown on our card	immostreet	10 Jul 2026	10 Jul 2026not seen recently
CHF 980’000	immostreet	10 Jul 2026	10 Jul 2026not seen recently

Price history

10 Jul 2026CHF 980’000Initial price

Sale history

No recorded sale history shown yet. Swiss registers publish transfers by land parcel rather than by street address, so linking them to an individual property needs cadastral data we are still adding.

Market activity

Listed on immostreet
For sale
10 Jul 2026
Listed on immostreet
For sale
10 Jul 2026

Sources and confidence

No sourced facts recorded yet for this property. As official sources come online, every material fact here will show where it came from and how confident we are.