Oberer Toracker 8

9100 Herisau, Appenzell Ausserrhoden

Rooms

5.5 rooms

Living area

150 m²

Type

Apartment

Price per m²

CHF 7’267/m²

On Alpine Market since

10 Jul 2026

Description

Freistehendes EFH mit Einliegerwohnung, Garten und viel Sonne - Ihr neues Zuhause in Herisau An ruh…

Estimated monthly payment

CHF 2’282/month

10-year fixed · 1.89% per year

moneyland.ch Swiss Mortgage Index, average 10-year fixed rate, as of 6 Aug 2026

CHF 1’606/month

SARON · 0.96% per year

SNB SARON fixing (-0.04 percent, 2026-09-03) plus a published bank SARON margin of 1.00 percent via moneyland.ch, as of 6 Sep 2026

Assumes 20% down, a first mortgage up to 65% of the price with no amortisation, and the portion above 65% amortised over 15 years. Interest only, before tax.

Lender affordability test

CHF 5’450/month

Swiss lenders test a loan at an imputed 5% interest rate plus 1% of the price a year for upkeep, plus amortisation. This is the test figure, not what you would pay.

Adjust the assumptions

Purchase price (CHF)

Down payment (%)

Interest rate (% per year)

Monthly charges (CHF)

Condominium charges and other running costs, if you know them.

Amortise the second mortgage over 15 years

Your rate · 1.89% per year

CHF 2’282/month

Interest:: CHF 1’373/month
Amortisation:: CHF 908/month
Charges:: CHF 0/month
First mortgage:: CHF 708’500
Second mortgage:: CHF 163’500

An illustration, not an offer. Real rates depend on the lender, the property and your own situation. Nothing you enter here is saved.

Price history

10 Jul 2026CHF 1’090’000Initial price

Sale history

No recorded sale history shown yet. Swiss registers publish transfers by land parcel rather than by street address, so linking them to an individual property needs cadastral data we are still adding.

Market activity

Listed on immostreet
For sale
10 Jul 2026

Sources and confidence

Federal building register (EGID)Official
190010147
Source: Federal Office of Topography swisstopo (from BFS GWR/RegBL)Licence: OGD (opendata.swiss terms: free use with source attribution, commercial use permitted)
99% confidence
Official AddressOfficial
Oberer Toracker 8, 9100 Herisau
Source: Federal Office of Topography swisstopo (from BFS GWR/RegBL)Licence: OGD (opendata.swiss terms: free use with source attribution, commercial use permitted)
99% confidence